At Financial Choices we offer ‘whole of market’ mortgage advice with access to over 60 UK lenders. We enable our clients to buy their first home, refinance their current property or build a portfolio of ‘buy-to-let’ properties.
There is much to consider when choosing your mortgage. Important factors include how much you can afford to spend, the deposit you have available and how much you will need to borrow. The first step is to find out for which mortgages you are eligible for and the maximum amount you can borrow.
There are many different types of mortgages available and, depending on your circumstances, some may be more suitable than others. It is also important to factor in other costs such as stamp duty, removal charges and any repairs or improvements you might need to do on the property. There is also the cost of a survey and the fees you may have to pay to secure your mortgage. You will also have legal costs.
Financial Choices can help take much of the stress and hassle of finding a mortgage. We will research the whole market to find the most suitable deal to match your unique circumstances. Once we find the right mortgage for you, we will act on your behalf to make sure the application goes through as smoothly as possible. We will deal with the lender directly and helping to resolve any issues that arise.
Your home may be repossessed if you do not keep up mortgage repayments
Advice on buy to let mortgages are not regulated by the Financial Conduct Authority.
We offer the option for mortgage advice to be paid for by way of a fee and/or commission from the Lender. A mortgage application fee of £150 will be payable upon application. A completion fee of £195 will be payable upon the drawdown of the mortgage funds. This may be waived at our discretion